I HIGHLY RECOMMEND TAKING A FINANCIAL COURSE AND/OR SPEAKING TO A FINANCIAL ADVISOR. IF THIS ISN'T AN OPTION FOR YOU, THERE ARE SO MANY CREDIBLE RESOURCES ON THE INTERNET.
Tip Two:
Tip Two:
CREATE A BUDGET
CREATE A BUDGET
AFTER YOU EDUCATE YOURSELF ON BETTER MONEY MANAGEMENT HABITS, THE NEXT THING YOU SHOULD DO IS CREATE A BUDGET THAT WORKS FOR YOU AND YOUR SITUATION AND STICK TO IT.
Tip three:
Tip three:
no new debt
no new debt
THE LAST THING YOU WANT TO DO IS TO CREATE NEW DEBT. IF IT'S SOMETHING YOU WANT TO SPLURGE ON, SAVE FOR IT!
TIP FOUR:
TIP FOUR:
SAVINGS
SAVINGS
WE HAVE MONEY GO DIRECTLY INTO OUR SAVINGS ACCOUNT. THAT WAY WE DON'T FEEL THE URGE TO SPEND IT.
LIFE HAPPENS, AND WHEN IT DOES, YOU'LL BE HAPPY THOSE EMERGENCY FUNDS WERE THERE!
I'M NOT A FINANCIAL EXPERT NOR CONSULTANT. THESE TIPS ARE FOR INFORMATIONAL PURPOSES ONLY AND ARE TIPS USED MY FAMILY.